Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Knoxville TVA Employees Credit Union
Knoxville TVA Employees Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+187.5% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$94,565
Average interest rate
6.22%
Denial rate
8%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 39 | 23 | $2.2M | $94,565 | 6.22% | 8% | 0% |
| 2024 | 23 | 8 | $640,000 | $80,000 | 6.03% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 23 | $2.2M | $94,565 | 6.22% | 8% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.