Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FLORIDA CREDIT UNION
FLORIDA CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
118
-18.6% vs 2024Originations
$12.2M
Loans x average loanAverage loan
$103,475
Average interest rate
7.37%
Denial rate
35%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 542 | 118 | $12.2M | $103,475 | 7.37% | 35% | 0% |
| 2024 | 582 | 145 | $14.7M | $101,207 | 7.68% | 26% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 118 | $12.2M | $103,475 | 7.37% | 35% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.