Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PEOPLES TRUST COMPANY OF ST. ALBANS
PEOPLES TRUST COMPANY OF ST. ALBANS
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+37.5% vs 2024Originations
$2.4M
Loans x average loanAverage loan
$222,273
Average interest rate
n/a
Denial rate
26%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 11 | $2.4M | $222,273 | n/a | 26% | n/a |
| 2024 | 14 | 8 | $1.8M | $226,250 | n/a | 29% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VT | 11 | $2.4M | $222,273 | n/a | 26% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.