Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Red River Bank
Red River Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
29
+26.1% vs 2024Originations
$5.6M
Loans x average loanAverage loan
$192,931
Average interest rate
6.98%
Denial rate
23%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 44 | 29 | $5.6M | $192,931 | 6.98% | 23% | 0% |
| 2024 | 42 | 23 | $2.4M | $105,000 | 7.09% | 24% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 28 | $5.4M | $192,500 | 6.96% | 23% | 0% |
| MS | 1 | $205,000 | $205,000 | 7.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.