Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HERITAGE SOUTH COMMUNITY CREDI
HERITAGE SOUTH COMMUNITY CREDI
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+72.7% vs 2024Originations
$2.9M
Loans x average loanAverage loan
$152,895
Average interest rate
7.82%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 21 | 19 | $2.9M | $152,895 | 7.82% | 10% | 0% |
| 2024 | 18 | 11 | $1.6M | $147,727 | 7.95% | 17% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 19 | $2.9M | $152,895 | 7.82% | 10% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.