Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ServU Federal Credit Union
ServU Federal Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
38
+52.0% vs 2024Originations
$2.8M
Loans x average loanAverage loan
$73,421
Average interest rate
n/a
Denial rate
2%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 45 | 38 | $2.8M | $73,421 | n/a | 2% | n/a |
| 2024 | 29 | 25 | $1.8M | $72,600 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 38 | $2.8M | $73,421 | n/a | 2% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.