Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › EVO HOME LOANS, LLC DBA EPIQ LENDING
EVO HOME LOANS, LLC DBA EPIQ LENDING
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+75.0% vs 2024Originations
$1.4M
Loans x average loanAverage loan
$196,429
Average interest rate
6.87%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 7 | $1.4M | $196,429 | 6.87% | 0% | 0% |
| 2024 | 11 | 4 | $1.5M | $375,000 | 6.47% | 18% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 6 | $1.2M | $201,667 | 6.89% | 0% | 0% |
| UT | 1 | $165,000 | $165,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.