Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FARM CREDIT MID-AMERICA, ACA
FARM CREDIT MID-AMERICA, ACA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
134
+10.7% vs 2024Originations
$42.5M
Loans x average loanAverage loan
$317,164
Average interest rate
7.33%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 201 | 134 | $42.5M | $317,164 | 7.33% | 10% | 0% |
| 2024 | 176 | 121 | $32.8M | $270,950 | 7.5% | 13% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 30 | $9.3M | $311,667 | 7.64% | 8% | 0% |
| OH | 18 | $5.0M | $278,889 | 7.19% | 5% | 0% |
| IA | 12 | $4.8M | $399,167 | 7.15% | 15% | 0% |
| IN | 11 | $2.8M | $257,727 | 7.42% | 6% | 0% |
| KS | 11 | $3.5M | $315,000 | 6.99% | 16% | 0% |
| KY | 10 | $1.6M | $158,000 | 7.93% | 7% | 0% |
| NE | 8 | $2.5M | $313,750 | 7.04% | 31% | 0% |
| TX | 8 | $2.1M | $260,000 | 7.48% | 7% | 0% |
| SD | 8 | $3.1M | $385,000 | 7.03% | 9% | 0% |
| CO | 6 | $2.7M | $455,000 | 7.13% | 0% | 0% |
| OK | 5 | $1.3M | $259,000 | 6.88% | 0% | 0% |
| WY | 4 | $1.6M | $407,500 | 6.75% | 0% | 0% |
| CA | 3 | $2.1M | $711,667 | 7.79% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.