Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peoples Bank
Peoples Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
-23.8% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$144,375
Average interest rate
7.37%
Denial rate
34%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 41 | 16 | $2.3M | $144,375 | 7.37% | 34% | 0% |
| 2024 | 40 | 21 | $2.1M | $98,810 | 8.4% | 40% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 16 | $2.3M | $144,375 | 7.37% | 34% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.