Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Elevations Credit Union
Elevations Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+0.0% vs 2024Originations
$3.1M
Loans x average loanAverage loan
$311,000
Average interest rate
7.44%
Denial rate
44%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 25 | 10 | $3.1M | $311,000 | 7.44% | 44% | 0% |
| 2024 | 32 | 10 | $2.2M | $217,000 | 8.3% | 44% | 20% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 10 | $3.1M | $311,000 | 7.44% | 44% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.