Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Credit Union West
Credit Union West
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+71.4% vs 2024Originations
$1.8M
Loans x average loanAverage loan
$151,667
Average interest rate
7.43%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 33 | 12 | $1.8M | $151,667 | 7.43% | 21% | 0% |
| 2024 | 38 | 7 | $945,000 | $135,000 | 7.52% | 50% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 12 | $1.8M | $151,667 | 7.43% | 21% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.