Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE BANK OF CHARLOTTE COUNTY
THE BANK OF CHARLOTTE COUNTY
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
+40.0% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$162,857
Average interest rate
8.15%
Denial rate
20%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 14 | $2.3M | $162,857 | 8.15% | 20% | n/a |
| 2024 | 17 | 10 | $1.3M | $131,000 | 7.66% | 35% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 14 | $2.3M | $162,857 | 8.15% | 20% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.