Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Evergreen Credit Union
Evergreen Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
+0.0% vs 2024Originations
$95,000
Loans x average loanAverage loan
$31,667
Average interest rate
6.42%
Denial rate
43%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 7 | 3 | $95,000 | $31,667 | 6.42% | 43% | 0% |
| 2024 | 6 | 3 | $205,000 | $68,333 | 8.08% | 50% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 3 | $95,000 | $31,667 | 6.42% | 43% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.