Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › Wolfe Financial Inc

Wolfe Financial Inc

2025 manufactured home lending from public HMDA data. Provider profile

Loans originated (2025)

47

-14.5% vs 2024
Originations

$9.0M

Loans x average loan
Average loan

$190,745

Average interest rate

6.91%

Denial rate

3%

Home only share

0%

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
20257547$9.0M$190,7456.91%3%0%
20247755$10.2M$185,7277.1%4%0%

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
IN20$3.6M$181,5007.02%0%0%
TN9$1.8M$200,5567.03%6%0%
AL8$1.4M$175,0006.62%0%0%
NC5$1.2M$249,0006.83%0%0%
FL2$290,000$145,0007%25%0%
TX2$430,000$215,0006.56%0%0%
GA1$165,000$165,0006.75%0%0%

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.