Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Farmers Bank of Willards
The Farmers Bank of Willards
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
20
+42.9% vs 2024Originations
$3.7M
Loans x average loanAverage loan
$185,000
Average interest rate
n/a
Denial rate
19%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 37 | 20 | $3.7M | $185,000 | n/a | 19% | n/a |
| 2024 | 32 | 14 | $2.0M | $141,429 | n/a | 19% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MD | 17 | $3.2M | $186,765 | n/a | 20% | n/a |
| DE | 3 | $525,000 | $175,000 | n/a | 14% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.