Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Calvin B. Taylor Banking Company
Calvin B. Taylor Banking Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+0.0% vs 2024Originations
$2.1M
Loans x average loanAverage loan
$186,818
Average interest rate
7.5%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 21 | 11 | $2.1M | $186,818 | 7.5% | 10% | 0% |
| 2024 | 27 | 11 | $2.9M | $267,727 | 7.38% | 26% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 7 | $1.7M | $236,429 | 7.52% | 7% | 0% |
| MD | 3 | $335,000 | $111,667 | 7.3% | 20% | 0% |
| DE | 1 | $65,000 | $65,000 | 7.9% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.