Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Ross Mortgage Corporation
Ross Mortgage Corporation
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
34
+21.4% vs 2024Originations
$7.0M
Loans x average loanAverage loan
$205,588
Average interest rate
6.83%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 52 | 34 | $7.0M | $205,588 | 6.83% | 13% | 0% |
| 2024 | 39 | 28 | $5.9M | $210,357 | 7% | 3% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 16 | $3.4M | $209,375 | 6.81% | 11% | 0% |
| MI | 7 | $1.5M | $215,000 | 6.77% | 0% | 0% |
| KY | 4 | $860,000 | $215,000 | 7.4% | 29% | 0% |
| VA | 3 | $555,000 | $185,000 | 7.25% | 29% | 0% |
| FL | 2 | $360,000 | $180,000 | 6.06% | 0% | 0% |
| NC | 1 | $195,000 | $195,000 | 5.88% | 0% | 0% |
| SC | 1 | $165,000 | $165,000 | 6.49% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.