Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Country Bank for Savings
Country Bank for Savings
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
1
+0.0% vs 2024Originations
$155,000
Loans x average loanAverage loan
$155,000
Average interest rate
7%
Denial rate
50%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 2 | 1 | $155,000 | $155,000 | 7% | 50% | 100% |
| 2024 | 5 | 1 | $285,000 | $285,000 | 6.5% | 80% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MA | 1 | $155,000 | $155,000 | 7% | 50% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.