Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › YAKIMA FEDERAL SAVINGS & LOAN
YAKIMA FEDERAL SAVINGS & LOAN
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+38.5% vs 2024Originations
$3.7M
Loans x average loanAverage loan
$204,444
Average interest rate
6.42%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 18 | $3.7M | $204,444 | 6.42% | 21% | 0% |
| 2024 | 25 | 13 | $1.9M | $147,308 | 6.54% | 28% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 18 | $3.7M | $204,444 | 6.42% | 21% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.