Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Southbridge Credit Union
Southbridge Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
+0.0% vs 2024Originations
$265,000
Loans x average loanAverage loan
$88,333
Average interest rate
n/a
Denial rate
40%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 3 | $265,000 | $88,333 | n/a | 40% | n/a |
| 2024 | 7 | 3 | $245,000 | $81,667 | n/a | 43% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MA | 3 | $265,000 | $88,333 | n/a | 40% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.