Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CSE Federal Credit Union
CSE Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
-25.0% vs 2024Originations
$955,000
Loans x average loanAverage loan
$106,111
Average interest rate
n/a
Denial rate
22%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 23 | 9 | $955,000 | $106,111 | n/a | 22% | n/a |
| 2024 | 24 | 12 | $1.0M | $84,167 | n/a | 25% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 9 | $955,000 | $106,111 | n/a | 22% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.