Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PRIMIS BANK
PRIMIS BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
267
+126.3% vs 2024Originations
$57.3M
Loans x average loanAverage loan
$214,588
Average interest rate
6.63%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 379 | 267 | $57.3M | $214,588 | 6.63% | 4% | 0% |
| 2024 | 192 | 118 | $25.8M | $218,390 | 6.68% | 6% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 190 | $38.7M | $203,474 | 6.6% | 4% | 0% |
| TN | 32 | $7.9M | $245,938 | 6.74% | 4% | 0% |
| SC | 17 | $4.2M | $246,765 | 6.47% | 9% | 0% |
| VA | 14 | $3.2M | $226,429 | 6.79% | 0% | 0% |
| TX | 9 | $2.4M | $261,667 | 6.69% | 9% | 0% |
| AL | 2 | $260,000 | $130,000 | 7.25% | 0% | 0% |
| OR | 1 | $325,000 | $325,000 | 7.38% | 0% | 0% |
| KY | 1 | $235,000 | $235,000 | 6.99% | 0% | 0% |
| FL | 1 | $225,000 | $225,000 | 6.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.