Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ABERDEEN PROVING GROUND FCU
ABERDEEN PROVING GROUND FCU
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
47
+11.9% vs 2024Originations
$3.5M
Loans x average loanAverage loan
$75,000
Average interest rate
9.03%
Denial rate
49%
Home only share
87%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 131 | 47 | $3.5M | $75,000 | 9.03% | 49% | 87% |
| 2024 | 97 | 42 | $2.5M | $60,238 | 9.63% | 49% | 90% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MD | 41 | $3.1M | $75,488 | 8.96% | 51% | 88% |
| DE | 3 | $215,000 | $71,667 | 10.22% | 40% | 100% |
| PA | 2 | $160,000 | $80,000 | 9.39% | 25% | 100% |
| NC | 1 | $55,000 | $55,000 | 7.74% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.