Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE BANK OF FAYETTE COUNTY
THE BANK OF FAYETTE COUNTY
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
+36.4% vs 2024Originations
$3.8M
Loans x average loanAverage loan
$127,333
Average interest rate
n/a
Denial rate
8%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 36 | 30 | $3.8M | $127,333 | n/a | 8% | n/a |
| 2024 | 29 | 22 | $2.2M | $99,091 | 8.86% | 10% | 5% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 27 | $3.6M | $132,778 | n/a | 3% | n/a |
| MS | 3 | $235,000 | $78,333 | n/a | 33% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.