Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › DELMAR FINANCIAL COMPANY
DELMAR FINANCIAL COMPANY
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
-71.4% vs 2024Originations
$1.6M
Loans x average loanAverage loan
$155,000
Average interest rate
6.82%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 35 | 10 | $1.6M | $155,000 | 6.82% | 9% | 0% |
| 2024 | 70 | 35 | $6.0M | $171,571 | 6.92% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 3 | $495,000 | $165,000 | 6.79% | 0% | 0% |
| FL | 2 | $450,000 | $225,000 | 7.12% | 0% | 0% |
| IL | 2 | $240,000 | $120,000 | 6.81% | 0% | n/a |
| SC | 2 | $270,000 | $135,000 | 6.44% | 0% | n/a |
| NE | 1 | $95,000 | $95,000 | 7.13% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.