Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Marshall Community Credit Union
Marshall Community Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
+7.1% vs 2024Originations
$1.8M
Loans x average loanAverage loan
$119,667
Average interest rate
7.18%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 15 | $1.8M | $119,667 | 7.18% | 0% | 0% |
| 2024 | 14 | 14 | $1.4M | $101,429 | 7.83% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 15 | $1.8M | $119,667 | 7.18% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.