Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Ohio Home Finance
First Ohio Home Finance
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+140.0% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$157,500
Average interest rate
6.59%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 12 | $1.9M | $157,500 | 6.59% | 6% | 0% |
| 2024 | 13 | 5 | $875,000 | $175,000 | 7.03% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 12 | $1.9M | $157,500 | 6.59% | 6% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.