Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WyHy Federal Credit Union
WyHy Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+83.3% vs 2024Originations
$1.4M
Loans x average loanAverage loan
$130,455
Average interest rate
8.15%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 11 | $1.4M | $130,455 | 8.15% | 11% | 0% |
| 2024 | 10 | 6 | $600,000 | $100,000 | 9.21% | 30% | 33% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WY | 10 | $1.4M | $137,000 | 8.15% | 13% | 0% |
| CO | 1 | $65,000 | $65,000 | n/a | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.