Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Nikkei Credit Union
Nikkei Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
Originations
$1.4M
Loans x average loanAverage loan
$150,556
Average interest rate
7.32%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 9 | $1.4M | $150,556 | 7.32% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 9 | $1.4M | $150,556 | 7.32% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.