Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Jefferson Security Bank
Jefferson Security Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+26.7% vs 2024Originations
$5.0M
Loans x average loanAverage loan
$265,526
Average interest rate
n/a
Denial rate
7%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 19 | $5.0M | $265,526 | n/a | 7% | n/a |
| 2024 | 19 | 15 | $2.3M | $156,333 | n/a | 11% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 18 | $4.2M | $235,556 | n/a | 8% | n/a |
| MD | 1 | $805,000 | $805,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.