Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Interra Credit Union
Interra Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
56
-12.5% vs 2024Originations
$7.9M
Loans x average loanAverage loan
$140,536
Average interest rate
7.28%
Denial rate
15%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 78 | 56 | $7.9M | $140,536 | 7.28% | 15% | 0% |
| 2024 | 85 | 64 | $6.8M | $106,094 | 7.57% | 12% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 53 | $7.6M | $143,113 | 7.29% | 16% | 0% |
| MI | 3 | $285,000 | $95,000 | 7.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.