Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GreenStone Farm Credit Services
GreenStone Farm Credit Services
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
59
+78.8% vs 2024Originations
$7.9M
Loans x average loanAverage loan
$134,492
Average interest rate
7.15%
Denial rate
3%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 70 | 59 | $7.9M | $134,492 | 7.15% | 3% | 0% |
| 2024 | 43 | 33 | $4.8M | $145,909 | 7.63% | 5% | 3% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 56 | $6.9M | $123,036 | 7.12% | 2% | 0% |
| WI | 3 | $1.0M | $348,333 | 7.6% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.