Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › b1BANK
b1BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
59
+13.5% vs 2024Originations
$34.0M
Loans x average loanAverage loan
$576,695
Average interest rate
8.6%
Denial rate
10%
Home only share
3%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 79 | 59 | $34.0M | $576,695 | 8.6% | 10% | 3% |
| 2024 | 76 | 52 | $10.1M | $194,038 | 10.11% | 11% | 5% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 53 | $12.9M | $242,736 | 8.71% | 12% | 0% |
| MS | 3 | $4.5M | $1,508,333 | 7.53% | 0% | 100% |
| TX | 2 | $16.6M | $8,300,000 | 7.88% | 0% | 0% |
| AR | 1 | $35,000 | $35,000 | 8.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.