Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › M C Bank & Trust Company
M C Bank & Trust Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+62.5% vs 2024Originations
$815,000
Loans x average loanAverage loan
$62,692
Average interest rate
n/a
Denial rate
41%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 34 | 13 | $815,000 | $62,692 | n/a | 41% | n/a |
| 2024 | 27 | 8 | $470,000 | $58,750 | n/a | 59% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 13 | $815,000 | $62,692 | n/a | 41% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.