Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE HONESDALE NATIONAL BANK
THE HONESDALE NATIONAL BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+116.7% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$96,538
Average interest rate
7.63%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 14 | 13 | $1.3M | $96,538 | 7.63% | 0% | 0% |
| 2024 | 8 | 6 | $980,000 | $163,333 | 8.46% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 12 | $1.2M | $99,167 | 7.55% | 0% | 0% |
| NY | 1 | $65,000 | $65,000 | 8.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.