Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Altana Federal Credit Union
Altana Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-47.6% vs 2024Originations
$1.6M
Loans x average loanAverage loan
$141,364
Average interest rate
7.78%
Denial rate
24%
Home only share
27%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 11 | $1.6M | $141,364 | 7.78% | 24% | 27% |
| 2024 | 35 | 21 | $1.8M | $86,429 | 8.67% | 23% | 52% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MT | 11 | $1.6M | $141,364 | 7.78% | 24% | 27% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.