Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CBI Bank & Trust
CBI Bank & Trust
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
-40.0% vs 2024Originations
$75,000
Loans x average loanAverage loan
$25,000
Average interest rate
7.5%
Denial rate
43%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 7 | 3 | $75,000 | $25,000 | 7.5% | 43% | 0% |
| 2024 | 12 | 5 | $115,000 | $23,000 | 7.63% | 50% | 80% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 3 | $75,000 | $25,000 | 7.5% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.