Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › KENNEBUNK SAVINGS BANK
KENNEBUNK SAVINGS BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+250.0% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$175,000
Average interest rate
n/a
Denial rate
27%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 7 | $1.2M | $175,000 | n/a | 27% | n/a |
| 2024 | 8 | 2 | $400,000 | $200,000 | n/a | 63% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 6 | $1.2M | $196,667 | n/a | 29% | n/a |
| NH | 1 | $45,000 | $45,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.