Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › 1st Security Bank of Washington
1st Security Bank of Washington
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
155
-4.9% vs 2024Originations
$52.0M
Loans x average loanAverage loan
$335,323
Average interest rate
7.49%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 293 | 155 | $52.0M | $335,323 | 7.49% | 11% | 0% |
| 2024 | 268 | 163 | $51.1M | $313,650 | 7.87% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 123 | $41.2M | $335,000 | 7.48% | 10% | 0% |
| OR | 29 | $9.8M | $339,138 | 7.53% | 10% | 0% |
| ID | 2 | $740,000 | $370,000 | 8.13% | 25% | 0% |
| MT | 1 | $195,000 | $195,000 | 6.88% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.