Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GOLDEN PLAINS CREDIT UNION
GOLDEN PLAINS CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
-61.1% vs 2024Originations
$1.0M
Loans x average loanAverage loan
$147,857
Average interest rate
6.44%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 7 | $1.0M | $147,857 | 6.44% | 25% | 0% |
| 2024 | 28 | 18 | $1.0M | $57,222 | 7.43% | 18% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 7 | $1.0M | $147,857 | 6.44% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.