Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Farmers Bank
Farmers Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+12.5% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$130,556
Average interest rate
n/a
Denial rate
33%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 9 | $1.2M | $130,556 | n/a | 33% | n/a |
| 2024 | 16 | 8 | $720,000 | $90,000 | n/a | 38% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 8 | $1.1M | $131,250 | n/a | 36% | n/a |
| OK | 1 | $125,000 | $125,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.