Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Williamsville State Bank & Trust
Williamsville State Bank & Trust
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
-33.3% vs 2024Originations
$530,000
Loans x average loanAverage loan
$44,167
Average interest rate
n/a
Denial rate
6%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 12 | $530,000 | $44,167 | n/a | 6% | n/a |
| 2024 | 23 | 18 | $1.2M | $66,667 | n/a | 4% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 12 | $530,000 | $44,167 | n/a | 6% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.