Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Grand Savings Bank
Grand Savings Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+28.6% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$122,778
Average interest rate
n/a
Denial rate
23%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 13 | 9 | $1.1M | $122,778 | n/a | 23% | n/a |
| 2024 | 11 | 7 | $555,000 | $79,286 | n/a | 27% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 6 | $490,000 | $81,667 | n/a | 30% | n/a |
| AR | 3 | $615,000 | $205,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.