Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of York
Bank of York
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+5.9% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$130,000
Average interest rate
n/a
Denial rate
9%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 22 | 18 | $2.3M | $130,000 | n/a | 9% | n/a |
| 2024 | 20 | 17 | $2.2M | $127,941 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 18 | $2.3M | $130,000 | n/a | 9% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.