Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank Of Yazoo
Bank Of Yazoo
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+9.1% vs 2024Originations
$590,000
Loans x average loanAverage loan
$49,167
Average interest rate
n/a
Denial rate
8%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 13 | 12 | $590,000 | $49,167 | n/a | 8% | n/a |
| 2024 | 15 | 11 | $695,000 | $63,182 | n/a | 7% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 12 | $590,000 | $49,167 | n/a | 8% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.