Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › US MORTGAGE CORPORATION
US MORTGAGE CORPORATION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
-50.9% vs 2024Originations
$6.0M
Loans x average loanAverage loan
$220,556
Average interest rate
6.6%
Denial rate
15%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 47 | 27 | $6.0M | $220,556 | 6.6% | 15% | 0% |
| 2024 | 78 | 55 | $10.7M | $195,000 | 6.86% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 10 | $2.2M | $222,000 | 6.83% | 18% | 0% |
| CO | 7 | $1.5M | $212,143 | 6.27% | 20% | 0% |
| KS | 3 | $505,000 | $168,333 | 7.08% | 0% | 0% |
| TX | 2 | $420,000 | $210,000 | 6.19% | 0% | 0% |
| NY | 2 | $300,000 | $150,000 | 6.94% | 0% | 0% |
| AZ | 1 | $165,000 | $165,000 | 6.63% | 50% | 0% |
| OK | 1 | $135,000 | $135,000 | 5.88% | 0% | 0% |
| CA | 1 | $725,000 | $725,000 | 6.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.