Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PEOPLES BANK
PEOPLES BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
+50.0% vs 2024Originations
$2.1M
Loans x average loanAverage loan
$70,667
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 39 | 30 | $2.1M | $70,667 | n/a | 10% | n/a |
| 2024 | 37 | 20 | $1.2M | $62,000 | n/a | 24% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 28 | $1.6M | $55,714 | n/a | 11% | n/a |
| GA | 1 | $195,000 | $195,000 | n/a | 0% | n/a |
| TN | 1 | $365,000 | $365,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.