Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Resicentral LLC
Resicentral LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
50
+138.1% vs 2024Originations
$14.3M
Loans x average loanAverage loan
$286,400
Average interest rate
6.33%
Denial rate
8%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 97 | 50 | $14.3M | $286,400 | 6.33% | 8% | 0% |
| 2024 | 67 | 21 | $6.6M | $315,952 | 6.48% | 9% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 12 | $3.2M | $263,333 | 6.4% | 0% | 0% |
| CA | 8 | $3.4M | $430,000 | 6.29% | 7% | 0% |
| CO | 4 | $2.0M | $507,500 | 6.65% | 0% | 0% |
| WA | 3 | $935,000 | $311,667 | 5.96% | 0% | 0% |
| UT | 3 | $905,000 | $301,667 | 6.33% | 25% | 0% |
| SC | 3 | $505,000 | $168,333 | 6.41% | 0% | 0% |
| NC | 3 | $495,000 | $165,000 | 6.33% | 0% | 0% |
| TX | 3 | $725,000 | $241,667 | 6.04% | 13% | 0% |
| FL | 3 | $735,000 | $245,000 | 6.16% | 22% | 0% |
| MS | 2 | $260,000 | $130,000 | 6.25% | 0% | 0% |
| GA | 2 | $470,000 | $235,000 | 6.06% | 0% | 0% |
| TN | 2 | $330,000 | $165,000 | 6.37% | 0% | 0% |
| AL | 1 | $205,000 | $205,000 | 6.75% | 0% | 0% |
| IL | 1 | $125,000 | $125,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.