Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MidWest America Federal Credit Union
MidWest America Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+140.0% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$108,333
Average interest rate
6.87%
Denial rate
19%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 12 | $1.3M | $108,333 | 6.87% | 19% | 0% |
| 2024 | 7 | 5 | $525,000 | $105,000 | 7.25% | 0% | 20% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 12 | $1.3M | $108,333 | 6.87% | 19% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.