Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MortgageOne, Inc
MortgageOne, Inc
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
62
+588.9% vs 2024Originations
$14.6M
Loans x average loanAverage loan
$235,161
Average interest rate
6.75%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 106 | 62 | $14.6M | $235,161 | 6.75% | 4% | 0% |
| 2024 | 19 | 9 | $2.8M | $312,778 | 6.53% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 22 | $3.4M | $152,273 | 6.88% | 0% | 0% |
| CA | 16 | $4.2M | $259,375 | 6.46% | 6% | 0% |
| WA | 5 | $1.4M | $273,000 | 6.59% | 0% | 0% |
| FL | 4 | $910,000 | $227,500 | 6.72% | 0% | 0% |
| TX | 4 | $990,000 | $247,500 | 6.53% | 0% | 0% |
| OR | 3 | $1.4M | $475,000 | 7.04% | 0% | 0% |
| SC | 2 | $360,000 | $180,000 | 7.25% | 0% | 0% |
| TN | 1 | $245,000 | $245,000 | 7.13% | 0% | 0% |
| OK | 1 | $195,000 | $195,000 | 7.25% | 50% | 0% |
| UT | 1 | $575,000 | $575,000 | 7.25% | 0% | 0% |
| KS | 1 | $185,000 | $185,000 | 6.63% | 0% | 0% |
| WY | 1 | $345,000 | $345,000 | 6.75% | 33% | 0% |
| MO | 1 | $485,000 | $485,000 | 7.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.